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Credit Managers’ Index The Credit Managers' Index (CMI) is a monthly economic indicator financial activity reflecting credit managers’ responses to levels of favorable and unfavorable factors. The measure has been sourced in stories from publications such as the Wall Street Journal and Los Angeles Times. Tracked since February 2002, the CMI is produced by the National Association of Credit Management (NACM) and is currently conducted by Armada Corporate Intelligence’s Chris Kuehl, PhD, who also serves NACM economic advisor. The CMI is compiled through a voluntary poll of credit and finance professionals in the service and manufacturing sectors. The CMI results generally are released on the last business day of each month. A CMI number of more than 50 indicates an economy in expansion; less than 50 indicates contraction. ==Methodology== The index is based on survey responses of approximately 1,000 trade credit managers in the second half of each month. There is typically an approximately equal representation between the manufacturing and service sectors. Respondents from throughout the United States are asked to comment on whether they are seeing improvement, deterioration or no change for various favorable and unfavorable factors. The computation of seasonality is based on the formula used by the U.S. Census Bureau and most of the federal government’s statistical gathering apparatus. This is designed to streamline comparisons between the CMI diffusion index and comparable indices—such as those from the purchasing, supply chain managers and others. Factors Making Up the Diffusion Index include 10 categories, each of which weighted equally and found within two main categories: Favorable factors: *Sales *New credit applications *Dollar collections *Amount of credit extended Unfavorable factors: *Rejections of credit applications *Accounts placed for collection *Disputes *Dollar amount beyond terms *Dollar amount of customer deductions *Filings for bankruptcies 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Credit Managers' Index」の詳細全文を読む スポンサード リンク
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